🔒 100% private · free · no signup
MuntSnap

What does your bank statement really say about you?

Drop in a statement from ABN AMRO, ING, Rabobank or most other banks and get an instant, one-time breakdown of your spending — no account, no email, no upload to any server.

A single snapshot, not an ongoing tracker — built by MuntLab, the app that does the tracking part.

Works with: ING ABN AMRO Rabobank bunq SNS + more
🔒 100% private: this tool runs entirely in your browser. Your bank file is never uploaded, transmitted, or stored anywhere — not even by us.
📄
Drop your bank statement here
or click to browse — CSV, Excel or PDF
Works with ABN AMRO, ING and Rabobank — CSV, Excel or PDF exports from online banking. Most other banks' CSV/Excel exports work too.
Analyzing your statement — this all happens on your device…
Couldn't find any transactions in that file Make sure the file contains a date column and an amount column. ABN AMRO → export as TXT, Excel or PDF from internet banking. ING → download CSV from Mijn ING. Rabobank → CSV export from Rabo Online Bankieren.
Where it's going

Like what you see?

This is a one-time snapshot. Upload your statements each month and MuntLab tracks this automatically — free, forever, with just an email (no card, no password). Add Premium for cash flow forecasting and full net worth tracking, free for 30 days.

Frequently asked questions

Is this bank statement analyzer really free?

Yes. MuntSnap has no signup, no account and no email required to see your results. It's a free tool from MuntLab — if you like what you see, there's an optional link to try the full app afterward.

Is my bank data safe? Does it get uploaded anywhere?

Your file never leaves your device. All parsing and categorization happens in your browser using JavaScript — nothing is uploaded to a server, stored, or logged. You could disconnect your internet after the page loads and it would still work.

Which banks and file formats are supported?

ABN AMRO, ING and Rabobank statements all work as CSV, Excel or PDF exports from online banking. Most other banks' CSV or Excel exports work too, as long as they include a date, description and amount column. Scanned or photographed PDFs (image-only, with no text layer) aren't supported — export a text-based PDF or CSV instead.

How accurate is the categorization?

It uses the same rule-based categorization engine built into the MuntLab app, matching common Dutch and international merchants — supermarkets, subscriptions, utilities, transport and more. The full app goes further: you can correct any category and it learns from your corrections over time.